in need of emergency pet care loan

How To Get Emergency Pet Care Loans Today

Is your pet staying a few days for hospitalization? Then researching emergency pet care loans might be a good start in looking for funds to cover the hospital bill.

Just like with most emergencies, emergency pet care and the cost associated with them can come at the most inopportune moment. Unlike your pet’s yearly visits with their usual vet, emergency animal hospitals have higher prices. If your pet needs to stay a few days for hospitalizations, you could be looking at over a thousand dollars in medical care.

If this happens to be the case, you may be able to find financial relief in the following ways.

Here’s How To Get An Emergency Pet Care Loan

1. Ask Friends And Family For A Loan

Many people may be hesitant to ask family and friends for a loan. There are plenty of sayings about how one should never lend family or friends money, but truth be told, family and friends are vital to support systems to help you through tough times.

It is also not surprising that many, especially fellow pet owners, have a soft spot when it comes to pets and is more willing to help. Even if they can’t help with the entire bill, a friend or family member will be more willing to offer you a loan for whatever part of the cost they can assist with. They also won’t tack on interest charges or put a strict time limit on when they need the loan paid off.

2. Apply For A Credit Card Loan

One of the more common ways to get pet care loans is in the form of a credit card. Credit cards can come in handy for covering your pet’s emergency care. You can apply for credit cards that can be used anywhere and offer rewards when you use them.

You can also apply for credit cards specifically meant for medical care facilities for you and your pet. One such credit card that is popular for vet financing is CareCredit. Many veterinary clinics and hospitals work with and accept CareCredit and can even help you apply for it in their office.

woman seeking an emergency pet care loan

3. Apply For A Personal Loan

There are multiple types of emergency pet care loans you can apply for. Most loans for your pet’s emergency care will fall under the term personal loans.

Personal loans are loans that allow you to use the funds you receive for a variety of reasons. Unlike a car loan that is specifically for buying a car or a mortgage meant for the purchase of a house, personal loans give you more freedom in the use of the funds you receive. This makes them a viable option when searching for emergency pet care loans.

Traditional Personal Loans

You can get a traditional personal loan by applying for one at your bank. You can also apply for loans online with financial institutions such as LendingTree or MagnifyMoney. Both of which can offer up to $50,000 in approved loans.

If you have good credit, you can get approved for a loan and be able to get your pet emergency care in as little as 24 hours. Unfortunately, bad credit or nonexistent credit can prevent you from being able to utilize loans from such providers. In this case, a secured personal loan may be a better option depending on your situation, such as a title loan.

Payday Loans

Another type of personal loan that is an option for emergency pet care loans is a payday loan. You may not need a loan for up to $50,000. If you don't need a large loan over a long period of time, then a payday loan may be worth considering. In Kentucky, payday loans can get you up to $500 which may be just enough to cover the important vet bills.

When you know that you’ll have the money by your next paycheck but need the funds before your payday, a payday loan can help bridge the gap and get your pet the care they need when they need it.

Where Can You Get A Payday Loan?

If you would otherwise have the funds for your pet’s emergency by your next paycheck, a short-term loan in the form of a payday loan just may be the answer. Fast Payday Loans of Kentucky, LLC offers their customers anywhere from $100 to $500 in payday loans.

All you would need to apply is the following 3 items:

  • Driver’s license or State-issued I.D.
  • Your most recent paystub
  • A blank check from an active checking account in your name

Applying is as simple as bringing these three items to the nearest Fast Payday Loans of Kentucky, LLC. store location and having a representative review and determine how much you qualify for. After finishing some simple finalizing paperwork, you can get the funds for your pet’s care as soon as that same day you apply or the following business day.

payday loan representative explaining the process

Get Your Pet the Emergency Care They Need

Getting emergency pet care loans doesn’t have to be a challenge. Submit a quick cash online form today with Fast Payday Loans of Kentucky, LLC to have a representative call and get you the finances your pet's care requires.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.