financial tips

Financial Tips and Tricks to Try This Summer

Are you looking for financial tips and tricks to try this summer? It’s no wonder, as summer is a busy and often expensive time of the year. Between additional utilities, constant get-togethers with friends, and vacations, your expenses might starts straining your budget. But here’s what you can do to maintain a healthy relationship with money.

Top 5 Financial Tips and Tricks

1. Take Care of Your Air Conditioner

No list of summer financial tips and tricks would be complete without mentioning the AC. The money-consuming but necessary attribute of escaping the heat.

First, have your AC filters replaced – dirty filters often increase cooling costs. Then invest in dark curtains to keep out the sun and keep the room naturally cooler.

And last but not least – don’t keep AC on constantly. Turn it on when you’re in the house – and off when not. Sure, it will take time for the house to cool down again – but you’ll save some cash.

2. Let Your Dryer Rest and Dry Your Laundry Outside

Another one of the financial tips and tricks to try this summer is saving money on… drying laundry. Just utilize the brutal power of the sun to dry your laundry and let the dryer have time off during the summer.

Unfortunately, this is not one of the financial tips and tricks everyone can use. Some properties simply don’t allow for the laundry to be hanged up outside. But definitely check with the homeowner’s association – if you can do it, you should.

3. Organize Picnics and Cookouts to Spend Time with Friends without Spending a Lot of Money

Summer get-togethers are unavoidable. Mostly because hardly anyone wants to avoid them. Especially in the summer of 2021, when some of us have hardly seen our loved ones for more than a year.

But since cash is still tight after the pandemic for a lot of us, there’s some need for financial tips and tricks to keep the spending low while spending time with our friends.

Financial tips and tricksfor budget leisure

Organizing cookouts and/or picnics is a good alternative to sitting at a café/restaurant. And it doesn’t even need to be that time-consuming. Some sandwiches, fruit, and a bit of supermarket-bought alcohol will do.

4. Don’t Pay Full Price for a Vacation

Skipping a vacation, especially in 2021, seems like a bummer. We’ve spent over a year stuck at home, and staying cooped up for another summer might be just a bit too much.

It doesn’t mean you should go crazy.

Sure, take a vacation – just don’t take a spontaneous one. A weekend getaway might sound great – but it’ll be greater, if you sit down, plan it in advance, and snoop on a travel company and destination websites, finding the best offers that won’t blow your budget.

5. Automate Your Savings

If you’ve yet to try this one – summer’s the time! No financial tips and tricks will ever be as effective for saving money, as having a portion of your paycheck automatically go into the savings. Think of it as getting a pay cut.

Nothing makes a person as crafty, as lessened income. As the old saying goes – out of sight, out of mind. Get the money out of sight – and you’ll be significantly better at curbing your spending.

What to Do When Financial Tips and Tricks Aren’t Enough to Cover an Emergency

While small financial tips and tricks can go a long way to minimize your expenses and help you save, they aren’t likely to help you come up with hundreds of dollars overnight, covering a large unexpected expense.

If you’re suddenly dealing with a medical expense, urgent house or auto repairs, or overdue bills, financial tips and tricks minimizing your everyday spending are simply not going to be enough.

In this case, you might have to resort to outside help. Getting payday loans online could be a solution you might want to look into. Online payday loans are easy and fast – you don’t need a lot to qualify, Fast Payday Loans of Kentucky, Inc. accommodates borrowers of all credit types, and you’d be getting cash the same day.

How to Get Online Payday Loans

Man applying for payday loans online

To qualify for online payday loans, you’ll need:

  • A state-issued ID or driver’s license;
  • Your most recent pay stub (or other proof of income);
  • A blank check from an active checking account in your name.

You fill out and submit an online form on the website. As soon as the form is processed, you get the call from a representative from the Fast Payday Loans of Kentucky, Inc. location you choose.

They’ll check your information, answer your questions (ex. If you’re unemployed, ask what proof of income you could use instead of the pay stub), and schedule a meeting with you.

Take the required items to the meeting for the representative to assess. If they determine you qualify for the Kentucky payday loan – you’ll get the cash you qualified for the very same day.

Submit Your Inquiry Today!

Take the financial tips and tricks into consideration for better budgeting of your finances – and you’ll soon find yourself financially secure and possessing healthier spending habits. And if you ever run into an emergency requiring immediate out-of-pocket expenses, don’t hesitate to stay in touch with Fast Payday Loans of Kentucky, Inc. You can submit an inquiry form online today and get up to $500 emergency funds in as little as 30 minutes.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.