empty wallet in need of a payday loan

Do You Need Same-Day Cash? Here’s How To Get It

Did you know that most people in America these days live paycheck to paycheck? And when we say paycheck to paycheck, we mean most have no savings at all. About 60 to 70% of respondents of different surveys have routinely admitted that they wouldn’t be able to come up with $500 on the spot if they were hit by an emergency.

And American emergencies typically tend to cost more than that. So, what can a regular person who has no emergency savings do if they need to quickly come up with the money? In Kentucky, you can secure fast payday loans as a way of securing your same-day loan money. Here are some options:

4 Ways To Secure Same-Day Cash

1. Assist Someone In The Area With A Task

Check out the flyers in the area, or Craigslist ads – there’s always a chance someone close by needs some help they’re ready to pay for. This might include cleaning out a garage or attic, shoveling the snow, or assistance with moving.

Keep an eye out and there’s a high chance you’ll find something you can help with. Make sure though to take on something that’s paid the same day and in cash, though, and always be safe. Let someone know where you are and have them call on you to check on you in the middle of the job itself.

2. Babysit/Dog Sit/House Sit

These types of jobs are often looked down on and considered to be below adults. Well, guess what, plenty of teenagers make good money doing it.

Ask around the neighborhood if anyone in the area needs some help with their kids or pets (maybe even their house!) on short notice. If they do – don’t be picky and go for it. Adults are more likely to prefer another adult take care of their children (including the furry ones), so there’s a high chance they’ll take you on – and you’ll get paid by the end of the night.

3. Take On A Freelance Project

This one can be a little tricky. While putting your skills to good use and freelancing online (taking on short-term design projects or writing jobs) can be plenty lucrative, finding the ones that will pay the same day can be hard.

That doesn’t mean you should give up, though! Keep a close eye on freelance platforms such as Upwork or Simply Hired – and there’s always a chance you’ll find what you’re looking for. Or you could apply for a job you’re uniquely suited for and if the employer likes your proposal, you could always try negotiating for quicker payments.

4. Borrow It

The easiest and quickest way to get money the same day would be a quick personal credit – like a personal loan obtained from the bank, which isn’t an option if your credit score isn’t stellar, or a payday loan.

These loans are short-term, easy to acquire, and aimed at a small amount of money, you’ll likely be able to cover in the next couple of pay periods. Do keep in mind that while these types of loans come with certain advantages and we’ll mention all of these below!

Here’s everything you need to know about payday loans in Kentucky:

Why Choose Payday Loans?

What Are Payday Loans Anyway?

Payday loans a short-term loan that allows you to secure up to $500 in same-day emergency money through you providing your most recent paystub. They’re fast, easy to apply for, thanks to our streamlined application process that can be started from the comfort of your home, and the money is issued to you on the same day that you apply.

What Are The Benefits Of Payday Loans

Payday loans are quick and easy to acquire. The whole process will take no more than a couple of hours at most, and may even take as little as 30 minutes provided you can provide your information quickly.

We also work with all types of incomes and credit scores. Since payday loans are dependent upon your most recent paystub, we overlook your credit and welcome all scores to apply. Additionally, a credit score neither influences your ability to take out a payday loan – nor is it influenced by it in turn.

  woman holding payday loan money 

How To Take Out A Payday Loan

Taking out a payday loan is easy as long as you satisfy the following requirements: Be at least 18, have a valid government-issued ID, own an active checking account, and have some kind of income stream. If all your documents are in order then the process is pretty straightforward:

  • You fill out the application form found on our homepage and submit it.
  • This allows a representative to contact you to cover the next steps of the process.
  • They’ll review your information and you’ll receive your loan money!

When it comes to securing fast cash, you’ll have a few options available to you, but if you need emergency same-day cash, fast payday loans online will always be here for you. Start your Kentucky payday loan application today.


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.