Who Is The Typical Kentucky Payday Advance Customer
Just as anyone can face a financial emergency at any time, anyone can be a Kentucky payday advance customer.
If you have a full-time job, part-time, or no job currently, you are a typical customer. If you have savings or not, you’re a typical customer. If you need just a bit of help between paychecks, you’re a typical customer, too.
Who Is Considered A Typical Kentucky Payday Advance Customer?
Consider this: A recent study by a leading digital marketplace bank found that 54 percent of Americans (about 125 million adults) live paycheck to paycheck, and those who do represent a wide range of ages and incomes.
Of those, 21 percent say they struggle to pay bills since they have little or no money left after they spend their income on other essentials. Almost 40 percent of those who make $100,000 a year also live paycheck to paycheck. You are not alone, and you are not alone in being curious about how a payday advance may help you.
So, what’s a payday advance, and what makes you a good candidate for a payday loan? Here’s what you need to know.
Why Do People Seek Out Kentucky Payday Advances?
Short-term loans in the form of same-day cash for those who qualify, payday loans are designed to help those facing any type of serious financial emergency that makes covering expenses difficult between paychecks. Such urgent matters include an expensive trip to a hospital’s emergency room, much-needed home or vehicle repairs, or last-minute travel that includes a costly drive or plane and bus trip.
How Much Can A Customer Get With A Kentucky Payday Loan?
Kentucky payday loans of between $100 and $500 are available to those who qualify through Fast Payday Loans of Kentucky, LLC. And unlike other financial providers, it happens very quickly with us.
The amount depends on your income and how able you are to repay the borrowed amount. The process can take as little as 30 minutes. We know that time is of the essence when dealing with a financial emergency and we are committed to getting you the cash you need fast.
Once you qualify, you get your cash either the same or the very next business day depending on your bank and the time of the day you apply.
What Is A Kentucky Payday Advance Customer Required To Provide?
While many financial providers have a litany of barriers to getting a loan, Fast Payday Loans of Kentucky, LLC. makes getting a payday loan accessible for those who need it the most.
Apart from being at least 18 years old, you need to have just the following to qualify:
- A Kentucky driver’s license or any form of identification issued by the state of Kentucky.
- Your most recent pay stub to show proof of income.
- A blank check from a checking account that is in your name and active.
Can A Customer With Bad Credit Qualify For A Kentucky Payday Advance?
We understand the hesitation about seeking a loan when your credit may not be so great. Other financial providers may instantly disqualify you from a payday, installment, or title loan if your credit is considered “bad.”
We think differently at Fast Payday Loans of Kentucky, LLC. We encourage those with all types of credit history — bad or good — to pursue a payday loan with us.
What’s The Kentucky Payday Advance Process?
That’s seamless as well with Fast Payday Loans of Kentucky, LLC. All you need to do is start online. Fill out the short payday loan form on our website with your name, email address, phone number, and zip code.
Soon after you submit the form, a loan representative from the Fast Payday Loans of Kentucky, LLC. will give you a call to discuss the ins and outs of payday loans, go over the required items, and answer questions you may have about payday advances in Kentucky.
Bring the required payday loan items to the Fast Payday Loans of Kentucky, LLC. location most convenient to you. A loan associate will review your required materials to determine how much of a payday loan you qualify for. They will then guide you through the payday advance process.
Once you are comfortable with the terms and conditions and complete the rest of the quick paperwork, you will get the payday advance you need, either that same day or the next business day.
Get Started Today
A little help between paychecks can make a big difference in getting you back on your best financial feet. All you need to do to pursue a Kentucky payday advance is go online, give us a call, or pay us a quick visit today!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.