people getting KY payday loans

Why People Are Getting Online Payday Loans in Kentucky

If you have an unexpected expense pop up recently, chances are you’re considering a loan to cover it. An average American is usually unable to cover more than a couple of hundred dollars’ worth of emergencies from their paycheck, and the recent pandemic has certainly not been of help in this regard.

Kentuckians have been turning to online payday loans in Kentucky at an increased rate recently whenever hit by unexpected expenses.

Here’s why.

Top 6 Reasons to Get Online Payday Loans in Kentucky

1. Online Payday Loans in Kentucky Are Easy to Qualify For

Payday loans are one of the most accessible loan options out there. Here, at Fast Payday Loans of Kentucky, LLC., we are always committed to accommodating the client’s circumstances to the best of our abilities, so there are only a few qualifying requirements – and most of them are flexible.

That said, there are certain minimum requirements you need to meet to be eligible for online payday loans in Kentucky. At Fast Payday Loans of Kentucky, LLC. you’ll need to provide the following items to qualify:

  • A state-issued ID or driver’s license to verify your identity and prove you’re over 18;
  • Your most recent pay stub to prove your ability to repay the loan;
  • A blank check from an active checking account in your name.

2. You Can Get Payday Loans in Kentucky Regardless of What Your Credit Looks Like

Your credit situation typically has very little influence on your ability to qualify for a payday loan.

Fast Payday Loans of Kentucky, LLC. specifically, welcomes borrowers of all credit types. As long as you provide the required items and able to meet the basic requirements, you’ve got a pretty good chance of getting approved for the loan.

So, you’ve got bad credit, a recently discharged bankruptcy, a few bounced checks, or your credit is altogether nonexistent? You can still apply and get approved.

3. You Can Qualify for Online Payday Loans in Kentucky if You’re Unemployed

unemployment benefits for kentucky payday loans


The usual process of getting a payday loan is pretty heavily tied to your pay stub – it will determine the amount you qualify for and when you’ll be paying the loan off.

However, at Fast Payday Loans of Kentucky, LLC., you have a chance at getting approved for the loan even if you’re unemployed.

What you need is to provide good proof of your ability to pay the loan off with alternate means. This can be any benefits you’re getting on a regular basis, such as social security checks or alimony.

You need to consult with your loan representative about it and provide the correct documentation following their instructions.

4. Your Credit Won’t Be Affected

Some customers tend to worry about the impact a payday loan may have on their credit score since they’re sometimes perceived to be a “bad loan”.

Getting a loan with Fast Payday Loans of Kentucky, LLC. will have no impact on your credit at all. This is because the company keeps the loan information completely private and never reports to any credit agencies.

5. Online Payday Loans in Kentucky Are Super-Fast 

You only need a few minutes to put in the quick cash online form on the website and a few more to go over the details with your loan representative. From the moment you meet with a representative, it can take as little as 30 minutes to get your money.

6. You Can Have Two Payday Loans Simultaneously

Let’s say you’ve already got a payday loan in the amount lower than $500 but you still need extra cash to cover ANOTHER emergency (these things happen). What then?

Well, you can still get a loan with Fast Payday Loans Kentucky, even if you’re already got one!

The only important thing to keep in mind is that you can only have two (2) payday loans simultaneously, but the total amount shouldn’t exceed $500.

person happy with kentucky payday loan cash

How to Get Online Payday Loans in Kentucky

Here’s a tip if you’ve decided to apply for an online payday loan at Fast Payday Loans Kentucky – get all the required items in order before starting the process. If you’ve got them in order, the rest of it should be smooth sailing.

  1. Get started by filling out and submitting a quick cash online form on the website. Within minutes, you’ll receive a call from one of our representatives who will schedule a meeting with our agent.
  2. Take the required items (the state-issued ID/driver’s license, proof of income, a blank check from an active checking account in your name) to that appointment so that the representative can assess everything and determine if you qualify for the loan.
  3. Sign a few documents and you could get your cash the very same day.

Get Started Today!

Whatever the emergency you’re facing, Fast Payday Loans of Kentucky, LLC. is ready to help you out by offering fast payday loans online. Your fast cash starts with a short intake form on our website. Submit it to get quick cash within minutes!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.