Need an Online Payday Loan in Covington, KY? Try Fast Payday Loans Today
June 17, 2021 | Daniel Dewitt
If you have to deal with an urgent financial problem and need a few hundred dollars ASAP – getting a Kentucky online payday loan might be an option worth considering.
Payday loans can be of great help if you need cash on short notice to handle a time-sensitive problem, like an urgent repair, overdue bills, or an unplanned visit to a doctor. This is because they’re comparatively easy to get, not trapping you in bureaucratic hell as most traditional loans do.
Here are just some of the benefits that Fast Payday Loans of Kentucky, LLC. offers to those interested in online payday loans.
5 Reasons to Get a Payday Loan in Covington, KY
1. Qualifying for an Online Payday Loan in Covington, KY Is Much Easier Than a Traditional Loan
Fast Payday Loans of Kentucky, LLC. has very few qualifying requirements, to begin with – and some of them are flexible to accommodate the clients’ circumstances to boot.
You will need only a few documents to apply for a payday loan:
- A valid state-issued photo ID or driver’s license – to verify your identity and prove you’re of legal age (you can’t apply for a Kentucky payday loan if you’re not yet 18);
- A blank check from an active checking account in your name
- Your most recent pay stub – it will act as proof of your ability to pay the loan off in due time. That said, if you can’t provide the pay stub, you might still qualify if you provide alternative proof of income that’s up to the lender’s standards.
2. You Can Get an Online Payday Loan in Covington KY Even with a Bad Credit
Fast Payday Loans of Kentucky, LLC. is open to all potential borrowers – regardless of their credit situation.
Your credit may be excellent, it may be bad, or it might be outright nonexistent – you still have a chance to get approved for a payday loan, no matter what it looks like. As long as your required items are all in order and meet the lender’s required standards.
3. You Can Get an Online Payday Loan in Covington, KY if Your Income Is Irregular
Typically, you’d need to provide your most recent pay stub as proof of income to get approved for a payday loan.
That said, it doesn’t mean you’re automatically disqualified if your income is irregular (so you can’t provide a recent pay stub) or if you’re currently unemployed. As long as you’re able to provide alternative proof of your ability to pay the loan off, you still have a chance to qualify.
Tip: talk the situation over with the store representative and carefully follow their instructions. Providing correct documentation will significantly increase your chances to get approved.
4. Your Credit Score Won’t Be Affected if You Get a Payday Loan in Covington, KY
Fast Payday Loans of Kentucky, LLC. always keeps its clients’ loan information fully private, never reporting to any credit agencies.
Without being reported to a credit agency, your loan cannot make an impact on your credit. Thus, getting an online payday loan with Fast Payday Loans of Kentucky won’t reflect upon your credit in any way.
5. It Takes Less Than a Day to Get an Online Payday Loan in Covington, KY
One of the biggest benefits of getting an online payday loan with Fast Payday Loans of Kentucky, LLC. is the easiness and swiftness of the process.
You will only need a few minutes to start the process by submitting a form on the website and talking to the store representative.
After that, you’ll only need to pay one short visit to your chosen location for the associate to go over your documents and hash out the loan details. This process typically takes only around 30 to 40 minutes.
If they decide you qualify for the loan and approve you – you’ll receive the cash the VERY SAME DAY.
Here’s How to Get an Online Payday Loan in Covington, KY TODAY
- Before starting anything make sure you’ve got all the required items (the state-issued ID/driver’s license, proof of income) on hand, and ready to go – that will make the entire process much smoother.
- If you’ve already taken care of them, all you need to do to jump-start your loan process is submit a quick cash online form on the website. As soon as the form gets processed, a representative from Covington, KY store location will get in touch with you to double-check the information from the form and provide further instructions.
- Take the required items to the meeting with an associate the representative sets up. They’ll assess your documents to determine if you qualify for the loan (and how much money you qualify for).
- If they approve you – you’ll get the cash you qualified for the very same day.
Submit Your Inquiry Today!
Getting fast cash in Covington, KY is no longer a problem, since Fast Payday Loans of Kentucky, LLC. has you covered. To get started with your payday loan, simply fill out the short inquiry form on our website – and get the money you need in a matter of minutes!