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Payday Loan FAQs

Everyone has questions. Below are answers to the most frequently asked questions to help you through the payday loan process.

A payday loan is a short term loan that helps bridge the cash flow gap between paydays. In Kentucky the amount is usually between $100 and $500. A Payday loan is designed as a short-term cash flow solution and not as a solution for long term financial problems.
Not much! All you need to be approved for a payday loan is:
  • Blank check from an active checking account
  • Most current pay stub
  • Be 18 year of age or older
  • A photo I.D.
In Kentucky you can apply for anything between $100 and $500. The amount you are approved for will be determined at the time you visit a Fast Payday Loans of Kentucky, LLC location and will be based on your income and ability to repay.
After your payday loan is approved at the location of your choice, you immediately get the cash you need.
Yes! Your credit history doesn't matter. Discharged bankruptcy, charge offs, bounced checks, and other credit issues don't affect your ability to get a payday loan.
As little as 30 minutes! You can get the cash you need on the same day when you visit any of our convenient locations throughout Kentucky.
At Fast Payday Loans of Kentucky, LLC we work hard to provide you with the most competitive rates and terms available. Our trained store representatives can provide you with more detailed information about our Kentucky payday loans and their costs.
A customer may not have more than two (2) loans totaling $500 outstanding at any one time.
Loan terms vary. Typically, your payday loan will be due on your next payday. Check your loan agreement for exact terms and conditions.
Should an unexpected emergency arise which prevents you from making your full payment, our pay day loan representatives at Fast Payday Loans of Kentucky, LLC are trained to work with you to establish payment arrangements in accordance with state regulations.
A customer may not have more than two (2) loans totaling $500 outstanding at any one time.
No. Payday loans must be paid off in order to re-apply.
Fast Payday Loans of Kentucky, LLC loan representatives are highly trained to work with you on payment arrangements in accordance with state regulations to allow you to fulfill your payday loan obligations.
At Fast Payday Loans of Kentucky, LLC we are committed to keeping all the information you provide confidential. Please see the privacy policy on our website for details.
The Fast Payday Loans of Kentucky, LLC website has a locator which helps you find the nearest location.
You can get started by submitting the online form on the left with your basic information, after which you will be contacted by a friendly Fast Payday Loans of Kentucky, LLC sales representative who will explain the application process. Applications will be taken in person at the Fast Payday Loans of Kentucky, LLC location.
Payday Loans

Payday Loans

Don't own a vehicle? Fast Payday Loans of Kentucky, LLC offers payday loans as a fast and easy alternative to get the cash you need.


Fast Payday Loans of Kentucky LLC

When you’re ready to get the emergency cash you need without all the hassles of a traditional loan, Fast Payday Loans of Kentucky, LLC. has you covered. It doesn’t matter what has left you in need of cash, because with a payday loan you could get $100 - $500 today.

You will be on your way to our store in no time since the call only takes a few minutes. All you need is the following items:

  • Driver’s License or State Issued I.D.
  • Your most recent pay stub.
  • A blank check from the active checking account in your name.

We also welcome all credit, so fill out our online request form and get started now! All you have to do to start the process right now is submit our online request form on this page and one of our friendly store associates will call you right back.

Fast Payday Loans of Kentucky LLC