Need Last-Minute Money? Payday Loans Are an Option

August 4, 2020 | Emma Frost

Many situations in life can lead to you needing extra cash as quickly as possible. Whether it's dealing with an emergency, such as an urgent repair or a medical bill, or if you've forgotten to budget your month properly and you find yourself buried beneath necessary expenses and bills, the need for a few extra hundred dollars is one that many are familiar with.

While this is a stressful place to find yourself in, you do have options that can help you bridge the gap between paychecks. Aptly named payday loans, these loans are a short-term loan type that is meant to offer you fast access to cash when you need it the most. Throughout this blog, we'll walk you through what a payday loan is and how it can help when you find yourself strapped for cash.

What is a Payday Loan?

Payday loans are a loan type that is meant to bridge the gap between paychecks, particularly in the event of an emergency cost catches you off guard. Offering up to $500 per loan, Fast Payday Loans, Inc. offers a quick application and approval process, which means you can receive money on the same day that you submit your application.

What Can a Payday Loan Be Used For?

Payday loans are versatile – they can be used for whatever extra costs emerge within your budget. Whereas some traditional banks require a letter of intent when you apply for a loan, we don't require that information. Once you have the money in your account, it's yours to use it as you see fit. Some possible and common uses for a payday loan could be:

  • Unexpected car repairs
  • A missed day at work
  • Broken home appliances
  • Utility bills
  • A medical expense
  • Rent
  • Paying ahead on credit card bills to avoid late fees

Regardless of how you choose to spend your payday loan, you'll have more control over your financial situation as you'll be able to tailor the funds to fit your needs.

How Do I Get a Payday Loan?

Getting a payday loan is easy, thanks to our innovative online application process that can take as little as 30 minutes to complete. The online form will ask you to provide some basic information, such as your address and contact information, before connecting you with your nearest store location. A representative will contact you on the same day that you apply on to set up an appointment, during which you'll be required to provide a few pieces of information, such as:

  • Driver's license or state-issued I.D.
  • Your most recent pay stub
  • A blank check from the active checking account in your name

One of the best parts about payday loans in Henderson is that they're not based on your credit score. We welcome all credit scores, regardless of your credit history, because we understand that your financial past shouldn't define your financial future. During your meeting with the representative, you'll have a chance to ask them any questions that come to mind. Remember – they're the payday loan experts and they'll be more than happy to help you work through any concerns or questions you might have or come up with!

Can I Find a Payday Loan Near Me?

When it comes to finding fast financial relief in the state of Kentucky, Fast Payday Loans, Inc. has created a process that is quick and painless, one that can offer you up to $500 when your budget just isn't cutting it. If you find yourself searching for payday loans in Henderson, Kentucky, look no further. We've got you covered and can get you the extra cash you need to provide for yourself, even when you feel like you can't.