Moms take care of us 365 days a year, but Mother’s Day is an opportunity for us kids to finally return the favor. When you’re short on cash, it can be hard to feel like you’re really doing her justice with your tokens of affection. There are plenty of ways to show your mom how much you care about her, but have you ever considered putting your money where your mouth is?
Everyone could use a little extra cash, and nothing beats getting something for free. From gift certificates to stocks, a financial gift can help mom save money and shows her that you really care about her financial well-being. If you want to make mom feel like a million bucks without spending anywhere near that, check out these 6 money gifts for Mother’s Day.
One thoughtful way you can show mom you’re thinking about her is by paying one of her regular monthly bills. Join her on her weekly shopping trip and take care of her grocery bill – maybe you can even make her a delicious dinner with the food you’ve bought for her. If you’re not already on a family plan, paying for her phone bill this month is a great gift she’ll remember every time she makes a call. That’s going to sound pretty sweet to her, especially if it means extra calls from her favorite child. If she is an entertainment buff, maybe setting her up with a subscription to Hulu or Netflix (or adding her to your account) can help her catch up on all her favorite shows and movies. It’s something that you know she’s going to enjoy, and she can use that extra cash to treat herself to something nice.
Saving up for a special goal is a thoughtful gift that can help your mom achieve her dreams. If your mom is a fan of arts and crafts, you can get together and make a dream board to get yourselves started. The best part is, if you have a poster board, some old magazines, and some tape or glue, it’s totally free to get started. Having clear goals is the first step to accomplishing them, and sharing in their accomplishment shows her that you’re there and that you care.
Here are some examples of dream funds you can start for mom this Mother’s Day:
If your mom loves to travel, setting aside some cash for special getaway is just the ticket. You might even want to join her or plan with dad to make it a family vacation to remember. If she’s always wanted to go back to school, starting an education fund could help her get motivated to reach that goal and enroll in a local or online college. Perhaps she has a simpler goal, like re-decorating or starting a new garden. Having a dream fund helps her save up so she doesn’t find herself wondering, “where can I find a payday loan near me?” Helping her fund her venture not only says you love her, but that you believe in her, too.
Moms are always generous with their little ones, but if your mom makes regular donations to a charitable cause, why not take an interest and pay or match her donation? There are lots of local charities and national causes in need of funding, like St. Jude’s Children’s Hospital, the ASPCA, and the World Wildlife Fund, to name just a few. Choose a charity that’s close to her heart – it is a gift that keeps giving, and she’s sure to appreciate your altruistic nature.
Gift certificates can feel a little impersonal, but they can be very considerate and thoughtful if you use them the right way. You can get gift certificates for just about anything, and Groupon can help take your redeemable gift game to a whole new level. So, what does your mom want for Mother’s Day this year? Perhaps a day of pampering with a haircut, a mani-pedi, or even a massage could give her some much-needed time to relax, or even time to spend together with you. You could even attend a class together – learning a new recipe or a BYOB painting class can really help you bond with mom this year.
Anyone can benefit from a smart investment, and mom is no exception. Even if your mother has never invested before, a share to one her favorite companies (especially if it’s an up-and-comer) is a gift that can grow over time, just like your love for her.
Buying shares of her favorite company, like Disney, Amazon, or Apple, or even a cryptocurrency like Bitcoin, is a little way you can give mom a piece of the stock-market action without the stress of putting her own money in. The stock market can be rather unforgiving to the inexperienced investor, but giving mom stocks in a company she’s already interested in can get her engaged in the financial world and introduce her to a whole new hobby that could pay off big in the long run.
The biggest and most meaningful item on this list is probably to help mom handle her finances by being in her corner. If finances aren’t your forte, go with your mom to meet with a financial professional and be her support system. Your financial well-being isn’t always what you see on the surface, but it affects just about every aspect of your life. If you want to make sure that her financial future is secure, go with mom to see a financial advisor.
Mom’s been there for you, through away games, school plays, and parent-teacher conferences. Dealing with your personal finances can be difficult, but the sooner you deal with it, the sooner you know where she stands financially. Just being there for her and helping her when it really counts is the very best gift you could ever give mom. As long as it comes from the heart, it will be something she loves.